// 4 pillars · 10 guides

The manual nobody gave you,
organized by what matters now.

Pick the thing you're dealing with right now. Each guide has the tools, articles, and resources to actually move the needle.

★ Start hereStarting at 22

You just graduated. Nobody tells you what to do next. We do.

The complete manual for the year everything changes — your first job, first apartment, first paycheck, first everything.

🚀 Start reading →
🚀
// All topics
🎯
4 tools
Your First Real Job

Offer letters, paychecks, benefits, 90-day plans, and what to do when nobody tells you anything.

Free: First 90 Days...
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6 tools
Money from Scratch

Emergency funds, Roth IRAs, net worth, budgeting — the fundamentals that actually move the needle.

Free: Emergency Fund Starter...
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5 tools
Moving & Housing

Rent calculators, lease red flags, moving costs, apartment comparisons — everything before you commit.

Free: Apartment Hunting Checklist...
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1 tools
Health & Benefits

Health insurance, HSAs, dental, vision, life insurance — your benefits package is worth more than you think.

Free: Benefits Selection Guide...
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3 tools
Career Growth

Salary negotiation, performance reviews, LinkedIn, networking, job searching — without the corporate BS.

Free: Salary Negotiation Scripts...
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4 tools
D.C. Life

Neighborhoods, commutes, where to go, what it costs, and how to build a life in one of the most intense cities in America.

Free: D.C. Moving Checklist...
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2 tools
Side Income

Freelancing, consulting, digital products, and the unglamorous truth about building something on the side.

Free: Side Income Starter...
3 tools
Getting a Raise

When to ask, what to say, how to build the case, and what to do if they say no.

Free: Raise Request Template...
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1 tools
Open Enrollment

Health insurance, FSA, HSA, life insurance, 401k contributions — everything you need to change before the window closes.

Free: Open Enrollment Checklist...