// Free tools

Tools that do the
math so you don't have to.

Free calculators for every situation they didn't prepare you for. No paywalls, no sign-up required.

🔍
17
live now
$0
to use any
// Where do I start?

Pick your situation

// Most popular

Start with these

💸
2 min
First Paycheck Decoder
What actually hits your bank account
🏠
1 min
Rent Affordability Calculator
Can you afford that apartment?
💼
3 min
Job Offer Comparison
Which offer actually pays more?
// All tools

Browse by category

💰
Money
Paychecks, savings, investing, credit
6 live
💸
First Paycheck Decoder
What actually hits your bank account
2 min→
🛡️
Emergency Fund Calculator
How funded are you, really?
2 min→
📅
Budget Builder
Your full monthly budget, live
5 min→
💰
Net Worth Calculator
Your real financial starting point
2 min→
📈
Roth IRA Growth Projector
See your retirement number
1 min→
📊
Credit Score Simulator
What would that do to your score?
1 min→
🏠
Housing
Rent, apartments, moving, leases
4 live
🏠
Rent Affordability Calculator
Can you afford that apartment?
1 min→
🔑
Apartment True Cost Calculator
What that apartment really costs
2 min→
📦
Moving Cost Estimator
The real cost of your move
2 min→
📋
Lease Red Flag CheckerAI
AI reads your lease for surprises
2 min→
📈
Career
Offers, raises, LinkedIn, resumes
5 live
💼
Job Offer Comparison
Which offer actually pays more?
3 min→
🤝
Salary Negotiation Calculator
What to ask for and how
3 min→
⭐
Performance Review PrepAI
Build your case for a raise
5 min→
🔗
LinkedIn Headline GeneratorAI
Stand out in 220 characters
3 min→
📄
AI Resume BuilderAI
Impact bullets, ATS-ready
5 min→
🏥
Health
Insurance, benefits, open enrollment
1 live
🏥
Health Insurance Plan Picker
Which plan actually costs less?
3 min→
🩺
ER vs. Urgent Care
Which level of care do you need?
Soon
🏛️
D.C. Specific
Moving to or living in Washington, D.C.?

These tools are built specifically for the D.C./MD/VA area — neighborhoods, rent benchmarks, and local context.

🏛️
D.C. Neighborhood Match Quiz
Find your ideal D.C. neighborhood
→
// GrowPro Membership
One session with a coach costs more than a full year of GrowPro
The free tools are powerful.
GrowPro is what happens next.

Unlimited AI tools, a 1-on-1 coaching session every month, monthly live group coaching, private community, async Q&A with Justo, and everything in the shop — all included.

♾️Unlimited AI tool uses
🤝1-on-1 session/month
🎙️Monthly group coaching
🏘️Private community
💬Ask Justo async Q&A
📦All digital downloads
$14.99
/month
or $119.99/year (save 33%)
See everything included →Or browse the shop →
// In the lab

Coming soon

🩺
ER vs. Urgent Care
Which level of care do you need?